Malaysian Mortgage Calculator
Estimate your monthly installment, total interest, and debt-service ratio for a Malaysian home loan.
Loan details
10%
RM 50,000
Adjust to your bank's actual BFR/BLR-based rate
Your estimate
Monthly installment
RM 2,148
Loan amount
RM 450,000
Total interest
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Total repayment
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Debt-Service Ratio (DSR)
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Malaysian banks typically cap DSR at 60–70% of gross income
This calculator uses a standard reducing balance formula used by Malaysian banks.
Interest rates are indicative. Check your bank's BFR/BLR spread for actual rates.
DSR (Debt Service Ratio) is the percentage of gross income used for debt repayments. Most Malaysian banks cap at 60–70%.
For the most accurate calculation, consult a licensed mortgage consultant or your bank directly.